Class 2: Professions and occupations involving non-manual work where there is some exposure to risk
from the environment or which entail much travel, and occupations with mainly supervisory duties
but which may include occasional manual work.

 

• Who is eligible to join?
  Individuals carrying out work under Class 1 occupation are eligible for Plan 1, 2 & 3 whilst those under Class 2 occupation can insure under Plan 1 and 2.

• What is the age limit?
  Any person aged from 18 to 65 years old, renewable up to 75 years.

• Is the Medical expenses benefit payable per disability?
  Yes, we will pay up to the sum insured for medical expenses for each accident and there is no limit to the number of claims made in any one year.

• Does this plan offer weekly benefits in the event I am unable to work temporarily as a result of injuries due to an accident?
  Yes, you may opt to buy an additional cover by paying a little more premium starting from RM100.

• Does the premium increase at each renewal?
  No, this premium is fixed and payable on a yearly basis, regardless of the age of the Insured Person.

• Please explain what is claimable for Chinese Physician treatment under Medical Expenses Benefit?
  We will pay for treatment by Chinese herbalists/bonesetters provided they are registered Chinese Physicians. The insured is required to submit original receipts and we will reimburse the expenses incurred.

 

 

 

 

 

 

 

 

 

 

With over 130 years of experience in Malaysia, we have expertise in personal, business and health insurances. Our product range includes Motor, Household, Health, Accidental and Travel Insurance for individual customers as well as comprehensive plans specially designed for SME businesses. In addition, we provide insurance services in specialist fields such as Marine and Trade Credit Insurance.

Our Commitment

We strive to become the preferred company by conducting our business responsibly and building long-term relationships of trust with our customers and partners. Three core attitudes that guide our daily actions and our commitment:

Available: We are there when our customers need us and we listen to them, truly.

Attentive: We treat our customers with empathy and consideration, provide personalized advice along their lives and reward their loyalty.

Reliable: We say what we do and we do what we say, we deliver and keep our customers informed, so that they can trust us.

Member of PIDM

AXA Affin General Insurance Berhad is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits insured under the takaful certificates or insurance policies offered by AXA Affin General Insurance Berhad are protected against loss of part or all of takaful or insurance benefits by PIDM, in the unlikely event of an insurer member failure. For further details of protection limits and the scope of coverage, please obtain a PIDM information brochure from AXA Affin General Insurance Berhad or visit PIDM website (www.pidm.gov.my) or call PIDM toll free line (1-800-88-1266).