MSIG Pet Insurance Policy is First and The Only One in Malaysia.
MSIG Malaysia Pet Insurance Brochure English Version
Please click "HERE" for MSIG Malaysia Pet Insurance Brochure English Version
Please click "HERE" for MSIG Malaysia Pet Insurance Policy Wording English version
Buy Now Online
MSIG Malaysia Pet Insurance Policy
Click here "Buy Now"
Distributed By
ACPG
WhatsApp Team
http://wasap.my/+601112239838/MSIGpetinsurance
ACP Group of Companies
03-92863323
011-12239838
012-6489838
Why do I need MSIG Pet Insurance?
We understand that you and your fur kid share a strong bond. That's why we go above and beyond with MSIG Pet Insurance to cover more than basic veterinary bills to ensure your fur kid deserves the best care. At MSIG, you and your fur kid are at the heart of all we do.
Call us 03-92863323 or 011-12239838 or Whatsapp to us at http://wasap.my/+601112239838/MSIGPetinsurancehow you can get your cat and dog protected.
If you are interested in this product, please contact ACPG or purchase it online at https://takeiteasy.msig.com.my/acpg/products/pets-cover?utm_source=Insurance-Online-Purchase&utm_medium=referral&utm_campaign=pet&utm_content=corporatewebsite
Pet Insurance In Malaysia
Pet insurance helps you afford quality veterinary care so you can give your beloved pet the best care, regardless of cost. It helps pay unexpected veterinary bills – your pet gets care and you get reimbursed. By insuring your pet’s health, pet insurance can provide you a piece of mind, knowing that no matter what may happen, you will be afford the health care.
Investing in pet insurance is a personal decision that should be based on your financial situation. No one can answer if buying pet insurance is a necessity for you or not as there are many factors to be considered, including breed and age of your pet, lifestyle of your pet (indoor or outdoor) and your pet’s past health experience. However, if you think you would find yourself in a position where your pet care cost would be impossible for you to come up with in an emergency, then you should consider investing in pet insurance.
Pet insurance is a real thing you can get in Malaysia – MSIG Malaysia recently introduced pet insurance and this good news excites most of us! Although pet insurance is common in other countries, it is a relatively new offering in Malaysia. Here at ACP Group of Companies (ACPG), we would like to highlight few things you should know about pet insurance.
MSIG offers a wide coverage in their plans for a reasonable price. Like most pet insurance companies, MSIG will cover the following: veterinary fee, surgical fee and death from injury or illness and third party liability. Burial or cremation costs, costs for recovery of missing pet and boarding fees for pet are also covered – they are great plus points!
No one likes surprises when making a pet insurance claim. Thus, you should check out the pet insurance exclusions and its policy wording.
Like human health insurance, most of pet insurance companies do not cover pre-existing conditions, including MSIG pet insurance. Typically, a pre-existing condition is defined as any illness or injury that your pet had before you purchased the policy. However, each insurance company’s definition of a pre-existing condition may vary, so it’s very important to read a sample policy or ask a company representative prior to purchasing an insurance policy. According to MSIG’s Policy Wording, pre-existing condition is any condition, sign or symptom occurring or existing in any form, or complication directly resulting from or relating to that condition prior to the period of insurance.
Apart from this, there are other exclusions, including routine and preventative treatments, war and related risks, an event that occurred outside Malaysia and others.
Eligibility
Is your pet eligible for pet insurance? This is another thing to look out for when buying pet insurance. According to MSIG’s Policy Wording, there are few eligibility requirements:
1.Your pet must be a cat or a dog
2.Microchipped
3.Duly licensed
4.Not under banned or restricted breeds by the Government or Public or Local Authority (Check here)
5.Aged between 12 weeks to 9 years
6.Not be a working pet (Working pet is defined as "any pet involved in activities other than companionship or helping but not limited to racing, breeding, law enforcement, guarding or other commercial use)
7.Be free from injury or physical disability at the commencement date of this policy
At the same time, the policy holder must be 18 years or older and be the owner of the pet. Keep in mind that pet insurance for older dogs and cats is harder to find. This is because an older pet is more likely to require treatment, according to Money Advice Service. And this is why most of pet insurance companies have age restrictions when you enroll in a plan.
Have your cat or dog microchipped too. The cost to have a microchip implanted by a veterinarian is around RM 45 – RM 70. You can visit the nearest vet and get your pet microchipped. Most of the vets have the licence to microchip your pet.
Pet Insurance
Why is MSIG Pet Insurance, the only Pet Insurance in Malaysia, is the ONLY ONE you need?
SPECIAL PREMIUM RATE FROM Minimum RM 17/month
FOR MICROCHIPPED CATS & DOGS OF 12 WEEKS TO 9 YEARS OLD
PET MEDICAL BENEFIT UP TO RM 5000.00
DEATH BENEFIT DUE TO ACCIDENT AND ILLNESS UP TO RM 5,000.00
BURIAL OR CREMATION BENEFIT UP TO RM 1,000.00
ADVERTISING AND REWARDS COSTS FOR RECOVERY OF MISSING PET UP TO RM 1,000.00
NOT AVAILABLE FOR BANNED OR RESTRICTED BREEDS BY THE GOVERNMENT, PUBLIC OR LOCAL AUTHORITY
WHAT IT COVERS
VETERINARY & SURGICAL BENEFIT
When the insured pet is met with injuries and illnesses, this insurance will cover relevant veterinary bills up to RM 5000.00 for the highest plan. If surgery is involved, it will also cover post-surgical treatments of up to 60 days from day of surgery.
DEATH BENEFIT
When the insured pet suffers death, or being put to sleep following accidental injury or illness, this insurance will reimburse you, the pet owner, the purchase price or adoption fee up to RM 5,000.00 for the highest plan.
BURIAL OR CREMATION BENEFIT
When the insured pet suffers an unfortunate death, this insurance will reimburse the burial or cremation costs of the insured pet up to RM 1,000.00.
ADVERTISING AND REWARD FOR MISSING PET RECOVERY
When the insured pet goes missing, this insurance will reimburse the cost of advertising and reward cost up to RM 1000.00 to find the missing insured pet.
BOARDING KENNEL & CATTERY FEES
When you, the pet owner is hospitalized for more than 3 days, this insurance will reimburse the boarding kennel or cattery fees up to RM 2500.00 (highest plan) for your insured pet whilst you recover.
THIRD PARTY LIABILITY
When your insured pet causes accidental bodily injury to others or damage to property belonging to third parties, this insurance will cover all legal costs and expenses incurred up to RM 100,000.00 for the highest plan.
THINGS TO TAKE NOTE
MICROCHIPPING SERVICES BY OUR PARTNERS MINISTRE' OF PETS AND VPAC
This product is only available for microchipped dogs and cats. If you have not done so, fret not, as the procedure of implanting microchip takes seconds; it is inexpensive, safe, and essentially painless! In fact, our partners Ministre' of Pets and VPAC offers affordable microchipping services, range from RM50 - RM55.
Contact them to find out how easy it is to protect your pets.
Ministre' of Pets
Phone: 010-220 7387
Address: No 16-G, Jalan Putra Mahkota 7/7A, Putra Point Business Centre, Putra Heights, 47650, Selangor
VPAC Kuchai Branch
Phone: 03-7980 5980
Address: A-G-3, Jalan Kuchai Maju 13, Kuchai Exchange, 58200, Kuala Lumpur
VPAC Mont Kiara Branch
Phone: 014-919 4980
Address: No 5, Jalan Solaris 4, Solaris Mont Kiara, 50480, Kuala Lumpur.
BENEFITS DOES NOT INCLUDE CERTAIN TREATMENTS
Routine and preventative treatments are not claimable under the veterinary and surgical benefit.
YOUR PET HAS TO BE IN MALAYSIA
Non-Malaysians can also purchase this policy. However, a pet is covered under this policy only while the pet is in Malaysia.
CHECK IF YOU ARE ELIGIBLE FOR THIS POLICY
You must be at least 18 years old, be an owner of the insured pet, and your pet must reside permanently with you at your registered address through the life of the policy.
ASK A VET TO KNOW YOUR PET'S AGE
Don't know how old your pet is? Have a veterinarian to provide an estimate of age!
HOW TO CLAIM
GATHER THE RIGHT DOCUMENTS
You must write a notice of a possible claim to ACPG and MSIG using or no later within 7 days of accident causing injury to the insured pet.
To claim anything, MSIG would require black & white proofs of bills. Hence, the insured person of the beneficiary will have to gather the right documents as below:
- Report your claim to MSIG within 7 days from the day of incident.
- Upon sending the claim notification, you will receive email from MSIG containing a PDF claim notification form detailing documents needed for claim.
- MSIG will process your claim notification and get in touch with you within 7 working days to follow up on the claim.
- Complete the documents needed and gather information, evidence and supporting documents including receipts, medical certificates or medical reports which may be required by MSIG for claims processing.
- Provide your written consent to allow MSIG to receive the result of your insured pet’s medical examinations, tests, medical history or records.
- Veterinarian whom have cared for your insured pet must list pet’s microchip number in said supporting documents in Point 4.
- Submit all the necessary documents with the written consent to myMSIG@my.msig-asia.com.
- MSIG will process the documents and will proceed with the reimbursement within 5 working days.
CONTACT MSIG
Contact MSIG if you like to find out more on how you should submit the documents and claims.
Email: MyMSIG@my.msig-asia.com
Phone:1800-88-6163
Malaysia Experience Risk Management Insurance Solution Service Provider since Year 1989.
ACPG Management Sdn Bhd
Malaysia Experience Risk Management Insurance Services Provider
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kualla Lumpur, Malaysia
.+603-92863323
enquiry@acpgconsultant.com
